Different parts of the country require different emphases on what is covered. In the Sunbelt, air conditioning and pool coverage are mandatory, but in the Northeast, furnaces and sprinkling systems are primary concerns.
When submitting an offer to buy a house, it’s wise to have a home warranty included. Buying a home entails some risk, especially when you haven’t lived in the home and don’t know what needs repair and what doesn’t.
Sellers are not always forthcoming about problems. One way to minimize this risk is to have a home warranty. For a one-time fee of $300 to $500, you can get a one-year insurance policy that covers electrical, heating, and plumbing problems.